100 Personal Finance Blog Ideas

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Personal Finance is one of the most popular blogging niches around right now. There is a lot of money to be made from teaching others how to handle their money. And the really great thing about personal finance topics is that they fit well in other niches like lifestyle or parenting

 If you’ve been thinking of starting a personal finance blog, use these 100 ideas to get started. You’ll have your weekly blog posts planned out for almost two years! 

 If you already have a personal finance blog, I’m sure you’ll find some new ideas to inspire you and your readers! 

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Home & Electricity

  • 1The Most Cost-Effective Electricity Options
  • 2Reasons For Investing in Solar Panels
  • 3The Best Time Frame to use Electricity
  • 4Conservation Tips For Your Electricity
  • 5The Best Options for Conserving Heat
  • 6How To Understand Your Electrical Bill
  • 7Buying Energy Efficient Appliances (A Guide)
  • 8The Best Energy-Saving Light Bulbs (Reviews)
  • 9Making The Most Of Your Yard & Garden
  • 10Tips To Conserve Energy When You’re Gardening
  • 11Make Extra Money by Renting Out Unused Space

Home & Groceries

  • 12How To Manage A Household On A Budget
  • 13How Buying Ahead Can Save You BIG
  • 14Reducing Food Waste with Pre-made Meals
  • 15Using Flyers To Get The Best Deals
  • 16How Ad Match & Lowest Price Guarantees Can Be Used
  • 17The Benefits of Using Coupons
  • 18Short On Cash? Try The Generic Brands!
  • 19Deciding Which Grocery Store Is Best (A Guide)
  • 20Sign-Up For Your Local Grocery Mailing List
  • 21The Best Ways To Save Money At Home
  • 22The Top 10 Most Inexpensive Recipes
  • 23How To Turn Left-overs Into A Whole New Meal
  • 24Learning To Make Your Favorite Dishes
  • 25How Drinking Water Actually Saves You Money
  • 26The Benefits of Breakfast In The Morning
  • 27Tips To Eat Less Throughout The Day
  • 28Always Choose Paper Over Plastic
  • 29Bring Your Own Bag To The Grocery Store
  • 30The Benefits of Buying In Bulk
  • 31The Most Energy Efficient Deep-Freezer (A review)
  • 32Why Fast Food is Bad For You & Your Wallet
  • 33Alternatives To Fast Food (Or Eating Out)
  • 34Write A Shopping List, And Stick To It!
  • 35Never Do Groceries When You’re Hungry (A list of reasons)

Financial Institutions

  • 36Open a High-Interest Savings Account
  • 37Open a High-Interest Bank Account
  • 38Sign-Up To Financial Institutions with Rewards
  • 39Negotiate The Interest On Current Accounts
  • 40Change Your Credit Card: Lowest Interest Possible
  • 41Choose Credit Cards with Reward Systems
  • 42The Benefits of Reward Cards
  • 43Reasons You Should Do Every Satisfaction Survey
  • 44How You Can Win Big Through Contests
  • 45Tips For Getting A Service Fee Waived
  • 46Make Sure You’re Not Overpaying
  • 47The Importance of a Good Insurance Premium
  • 48How To Figure Out The Fine Print
  • 49Figure Out Your Job Benefits
  • 50Think About A Higher-Paying Job
  • 51Consider Turning Your Skills into A Side-Hustle

Learning New Skills

  • 52Offer a Cleaning/Organizing Service for Money
  • 53Offer to Pet or Babysit for Money
  • 54Learn New Skills To Save/Make Money (Sewing, etc)
  • 55Freelance Skills That Are in The Highest Demand
  • 56Fix Anything That Breaks!
  • 57How To Make Your Own Cleaning Supplies
  • 58How To Make Your Own Bath Bombs
  • 59How To Make Your Own Soap
  • 60Make Gifts Instead Of Buying Them
  • 61Offer Your Time Instead of a Gift


  • 62Cancel Any Subscriptions You No Longer Use
  • 63Remove Unused Cellphone Services
  • 64Remove Unused Cable/Internet Services
  • 65Be Mindful of All Your Bills
  • 66How Stress-Shopping Might Be Hurting Your Wallet
  • 67Why It’s Best To Stay Away From Malls
  • 68If You Can Buy It Used, Go For It!
  • 69Tips For Shopping Second-hand
  • 70Tips for Selling Online & Offline
  • 71Where To Sell Your Unwanted Goods (A review of websites)
  • 72The Benefits To Having A Yard Sale
  • 73Why Community Yard Sales Are So Popular
  • 74Time To Quit: A Guide To The Cost of Vices
  • 75Tips To Stay Strong and Budget Conscious
  • 76The 30-Day Rule of Buying Something New


  • 77Invite Guests Over Instead of Going Out
  • 78Fun Solutions for At-Home Get-Togethers
  • 79The Best Way To Entertain on a Budget
  • 8010 Ways To Entertain For Free!
  • 81The Most Cost-Effective Entertainment Solutions
  • 82How To Find Local Entertainment for Free
  • 83Rent Instead of Buying Movies & TV
  • 84How To Entertain The Kids for Less
  • 85How Reading a Book Can Save You Money


  • 86Reducing Your Transportation Costs (A Guide)
  • 87The Multiple Benefits of Cycling
  • 88How Carpooling Can Help Everyone
  • 89How Faster Driving Can Cost You, Big!
  • 90Choosing The Best Route for Traveling
  • 91The Best Food To Pack for Road Trips
  • 92Cheap & Healthy Snack Food Alternatives
  • 93How To Treat Yourself Without Spending A Dime


  • 94Get Creative and Make Money (A List of Ideas)
  • 95Turn Your Hobby or Passion Into A Career
  • 96Learning How To Market Your Skills
  • 97A Starter’s Guide To Being Freelance
  • 98The Best Online Marketplace for Independent Artists
  • 99The Best Ways To Make Money Online (A List)
  • 100Making Money Through Affiliate Marketing

Looking for more blog post ideas? Check out all the posts in this series!

100 Lifestyle Blog Topics to Inspire and Entertain

100 Mom Blog Post Ideas to Inspire You

100 Health and Wellness Blog Ideas

If you enjoyed this list of personal finance blog topics, sign up to get access to even more blog post ideas and printable checklists for free at Blog Biz School.

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personal finance blog ideas

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